BOC Hong Kong Airlines Visa Card
Data last updated 27 October 2026
32.00%
Purchase rate
HK$0
Annual fee
13,000
Bonus points
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CardIQ
33Basic
Basic
Overall score, out of 100 · How this works
- No annual fee42
- Rewards20
- Sign-up bonus33
- Travel35
Customer reviews
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Pros & cons
What's good
- 13,000 bonus points to start, worth around HK$650 at our 5c-per-point valuation.
- No annual fee.
- Earns 1 FWC Point per HK$3 on overseas spend.
- No fee to add an additional cardholder.
Worth noting
- The annual fee increases from HK$0 to HK$2,000 in the second year.
- Earns 1 FWC Point per HK$5 on everyday spend, below the dataset average.
- Up to 56 interest-free days on purchases (below the 56-day median).
Card details
The basics
- Additional cardholder fee
- HK$0 p.a.
- Card tier
- Not published
- Card type
- Visa
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- Fortune Wings Club Points
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- Not published
- Minimum income
- Not specified
- Residency
- Not published
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 30.00% p.a.
- Purchases
- 32.00% p.a.
Fees
- Additional cardholder fee
- HK$0
- Annual fee
- No annual fee
- Annual fee (year 2+)
- HK$2,000 p.a.
- Cash advance fee
- 4% of the amount
- Foreign transaction fee
- 1.95%
- Late payment fee
- HK$280
- Over limit fee
- HK$180
Repayments
- Interest-free period
- Up to 56 days on purchases
- Minimum repayment
- HK$230 or the summation of item (i) to (iv) (whichever is higher)
Balance transfers
This card has no promotional balance transfer offer.
Introductory purchase offer
This card has no introductory purchase rate offer.
Rewards
Earn rate
- Everyday spend
- 1 FWC Point per HK$5
- Bonus categories
- None
- Other purchases
- None
- Overseas spend
- 1 FWC Point per HK$3 on overseas spend
- Reduced rate above monthly cap
- None
- Points cap
- Uncapped
- Points expiry
- —
Sign-up bonus
- Bonus spend required
- HK$13,000 within first two months including at least 3 mobile payment transactions
- Sign-up bonus
- 13,000 points
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
FeatureThis cardWhere it ranks
Overseas fee1.95%Top 25% (10th of 40 cards)
Rewards valueHK$360 a yearTop 25% (5th of 18 cards)
Interest-free days56 daysBetter than most (12th of 40 cards)
Purchase rate32.00%Better than most (14th of 40 cards)
Annual feeHK$2,000 a yearNot as good as most cards (30th of 40 cards)
Sign-up bonusHK$650Not as good as most cards (9th of 11 cards)
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
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Browse by card type
Compare the BOC Hong Kong Airlines Visa Card against every other card in its category.
Questions and answers
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Sources
- Credit Card Compare
- Credit card statistics for Hong KongHow CardIQ scores cards

