American Express credit cards
Compare 2 American Express credit cards on rates, fees and rewards, side by side.
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Compare 2 American Express credit cards
| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
 | HK$2,200 | 35.96% p.a. | American Express Platinum Credit Card Membership Rewards | — | Up to 56 | ||
American Express •••• •••• •••• •••• Credit Card CompareAmerican Express | HK$0 | 35.96% p.a. | — | — | Up to 56 |
What people say online
Mostly positive
Our ongoing analysis of online discussion about this issuer.
American Express Hong Kong cards deliver competitive rewards and transfer partner redemption value with attractive sign-up bonuses, though their significantly higher annual fees are justified by premium perks including lounge access, hotel credits, and exclusive collection benefits, creating a trade-off between cost and value for eligible cardholders.
American Express by the numbers
2
Cards compared
1
Card earning rewards
0
Cards with balance transfer
35.96% p.a.
Average purchase rate
35.96% p.a.
Lowest purchase rate
HK$1,100
Average annual fee
56 days
Average interest-free days
Questions and answers
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Sources
- Credit Card Compare
- Credit card statistics for Hong Kong
- Issuer
- American Express